Quick Online Loans from $200 - $3,000
- All Credit Types Welcome
- Borrow over 3 to 36 months
- No up front fees or costs
Reasons to use Lending Llama
Quick online application
Get approved in minutes with our simple online application. All credit types are welcome to apply.
Fast funds
We know you need your funds quickly. After finalizing your loan, your funds could be paid in as little as 15 minutes*.
Direct deposit
Once approved, your funds will be deposited directly to your bank account*.
Finding a loan, made simple
Lending Llama strives to be the simple solution for getting a loan in any situation. By applying via our 2 minute online form, we can help to match you with the loan you want.
- Any credit history considered
- Simple & secure online form
- Loans from $200 to $3,000
No fees: LendingLlama is a free service and there is no charge for getting a quote.
Loans for all credit types: We help all types of borrowers to find a loan, no matter your credit score.
How it works
Get started in 3 simple steps
- 1Apply online
Apply in minutes with our simple & secure online application form to be matched with a loan offer.
- 2Get Approved In Minutes
Review your customized loan offer. Check over terms and if you're happy with the quote, you can accept and have the funds paid out quickly once approved.
- 3Receive Your Money
Finalize your application with the lender and get your funds deposited directly to your bank account.
Get a quick online loan today
We help make the process for finding a loan simple. Apply in minutes and receive a customized loan offer for you.
Important Information
LendingLlama.com is not a lender and does not make credit decisions. LendingLlama.com is an advertising/referral service that connects interested users with a partner from its network of lenders. LendingLlama.com is a free service. LendingLlama.com not does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. LendingLlama.com receives compensation from its lenders and lending partners. There is no guarantee that you will be connected with a lender or that your loan request will be approved. There is no guarantee that you will be offered the amount requested. Short term, cash advance loans should not be used as a long-term solution to financial hardship.
Representative Examples: APR, Total Loan Costs & Fee (Qualified Customers³)
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 months | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 months | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 months | 12% | $188.29 | $4,518.96 |
Late / Non-Payment
Please note that missing a payment or making a late payment can negatively impact your credit score. You should only accept loan terms that you can afford to repay. If you are unable to make a payment on time, you should contact the lender/lending partners immediately to discuss how to handle late payment.
Impact to credit score
LendingLlama.com does not carry out credit checks. Our lending partners may perform credit checks in order to assess your credit worthiness. By submitting an application, you agree to allow our lending partners to verify your information and perform credit checks.
Collection practices
Lenders will disclose within the lending agreement their debt collection practices. LendingLlama.com is a not a lender and has no involvement in the debt collection process.
Lender & Lending Partner Terms
You will be provided documents which detail all rates/fees information relating to the loan being offered including: * Potential late payment fees * Rules for which you may be allowed (if permitted by applicable law) to renew, rollover or refinance your loan. Please note: loan renewal options are not always available and it is advisable to clarify this with your lender prior to entering a loan agreement. Loan rates and fees are determined solely by the lender on their own internal policies. LendingLlama.com does not have any knowledge or control over the loan terms offered by lending partners. It is advised that you read over and understand the terms of any loan offer and to reject it if you will be unable to repay under the loan terms.
Availability
This service may not be accessible to people based in restricted states. Please check the local regulations to find out whether it is available in the area.